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People driving and playing Pokémon Go at the same time may be subject to distracted driving laws that prohibit texting or talking on a device while operating a motor vehicle

Welcome to South Florida! We have amazing weather, beautiful beaches, and you’re going to love it here! You may have just moved, or are thinking about it, but one of the first things on your agenda, even before you start looking for a home, is to find an insurance agent in the area. In Florida, […]

Independent insurance agents sell insurance policies from different insurance providers, rather than being captive agents to a single insurance company. We are not considered employees of a specific insurance company and do receive commissions for the policies that we sell. Captive agents are allowed only to sell the policies of the company that they work […]

In the wake of the disaster, is very tempting to put everything in someone else’s hands while you try rebuild as much of your life as possible. Whether it’s a fire, flood, or hurricane, your life has been upended and your desire to return your business and your family to a normal routine can be […]

There’s a time and place for everything. Anything beyond that is a distraction. For drivers, though, distractions could mean danger on the road, possibly leading to harmful and fatal accidents. In a report from the Liberty Mutual Research Institute For Safety, statistics point to how in-vehicle distractions resulted to 3,328 deaths in 2012, and contributed […]

Homes are important. Whether cozy or colossal, for many, owning a home is the pinnacle of a dream. Not all homes, however, are created equal. Some houses are designed so much stronger than others, and thus, are more resilient. The Resilient Design Institute defines resilience as “the capacity to bounce back after a disturbance or […]

There’s no easy way to sugar coat the situation: Sometimes staying covered with the right kind of insurance means forking over a hefty amount of money. However, are you paying extra on your premiums and payments for no other reason than you haven’t explored all your options? If this is the case, you’re missing out […]

When it comes to insurance coverage, two big types of organizations dominate the industry – stock and mutual firms. However, if you’re not a market insider already, chances are a little insight is required in order to understand the comparison between these two types of companies. To help bring you up to speed, here’s everything […]

Today’s marketplace is full of global movers and shakers. While there’s nothing wrong with this type of organization, sometimes it’s better to scale things down a bit and bring back the personal approach to doing business. This is especially true when it comes to navigating the tricky waters surrounding your various insurance policies. To help […]