Spring and summer are the seasons when many Florida homeowners consider home improvement projects. If you’re one of the many Floridians thinking of giving your home a makeover this year, consider choosing an improvement project that won’t just improve your space – it will also improve your property value. Have Your Home Checked Out Not sure […]
Pokémon Go Causing New Insurance Issues
People driving and playing Pokémon Go at the same time may be subject to distracted driving laws that prohibit texting or talking on a device while operating a motor vehicle
Buyer Beware: Your Roof and Homeowner’s Insurance
A well-maintained roof, in good condition, is one feature of a home that can really reel a buyer in. After all, the roof is the most important part of your home, and replacing a roof is an expensive proposition. But even if the roof is new and looks great, that’s not a guarantee that it’s […]
Windows, Doors, and Shutters Can Save You Money!
Many people wonder, how much does the opening protection really save a person on their homeowner’s insurance? This is a great question and, unfortunately, the answer is a lot. You may hear of discounts up to 33 percent, but these can be misleading – often deliberately so. That wind mitigation discount depends not only on […]
Four-Point and Wind Mitigation Inspections: What You Need to Know
Unfortunately if you’ve run a web search for the phrases “four-point inspection” or “wind mitigation inspection,” you’ve no doubt received a lot of advertising but very little in the way of facts. It’s time to clear up what these inspections do and don’t do, and why they are not a substitute for a full home […]
Follow the Money: Assignment of Benefits
In the wake of the disaster, is very tempting to put everything in someone else’s hands while you try rebuild as much of your life as possible. Whether it’s a fire, flood, or hurricane, your life has been upended and your desire to return your business and your family to a normal routine can be […]
Hurricane 101: What You Need to Do
If your first answer to the news that a hurricane is on its way is, “Throw a hurricane party! Whoo!” then you need much more help than this article can give you. For the rest of you, read on to find out what you need to do in order to make it through the storm. […]
That New Roof Could Save You Money!
There are lots of ways to trim the cost of homeowners insurance without trimming your coverage. Check out these tips and tricks! Investopedia says that bundling insurance policies such as homeowners, auto, and life can bring you a more attractive rate for all your coverage. Having all your insurance handled though the same company also […]
Hoarding: A Homeowner’s Nightmare
The joy of collecting and exhibiting your possessions has been the foundation of many successful and rewarding hobbies. However, there is a point where it becomes a problem, when collecting becomes hoarding and spins out of control. As the American Anxiety and Depression Association outlines, the key difference between harmless collecting and dangerous hoarding is […]
Don’t Rely on Luck to Keep Your Home Protected
Do you know if you need flood insurance? Are you sure your homeowners insurance will suffice? Have you examined and understood the terms and conditions of your homeowners policy? Think it covers you for everything? St Patrick’s Day may be the perfect time for a pint in the nearest pub and your favorite four-leaf-clover shirt […]