Sure, it may seem as though you don’t need to obtain general liability quotes for car wash businesses. That would be an incorrect assessment, though. You’re a small business owner that’s simply washing a bunch of cars. What could go wrong? In short, many things could go wrong. General Liability Quotes for Car Wash Businesses […]
Florida Wind Mitigation Requirements
By law, insurance providers have to offer credits off of a homeowner’s insurance premium for guarding their home against wind damage. These credits are referred to as Wind Mitigation Credits. Florida wind mitigation requirements must be fulfilled during a certified inspection prior to discounts being applied. Florida Wind Mitigation Requirements In the state of Florida, […]
Do I Need Sinkhole Coverage in Florida?
If you’ve ever wondered, ‘Do I need sinkhole coverage in Florida?’ then this post is for you. In the sunshine state, insurance companies are required by law to include catastrophic ground collapse coverage in the homeowner’s insurance coverage. Do I Need Sinkhole Coverage in Florida? While it may come as a surprise to many, sinkhole […]
Assignment of Benefits Property Insurance Abuse in Florida Leading to Higher Rates
Assignment of Benefits (AOB) property insurance abuse in Florida is a prevalent issue leading to higher rates for homeowners all across the Sunshine State. AOB allows contractors to represent the insured to obtain payment from insurance agencies for services rendered. Even though AOB has been around for more than 100 years, loopholes have resulted in […]
How Long After Car Accident to File Auto Claim in Florida
No matter how small a car accident may seem, it’s still a traumatic event that leaves you shaken. If you are involved in an auto accident, you need to be aware of your legal rights, including how long to file an auto claim in Florida after the accident. How long do I have to file […]
Is Workers’ Compensation Required in Florida?
Is workers’ compensation required in Florida? In short, yes. Employers are required to carry workers’ compensation. It is necessary to provide injured employees with monetary relief if they find themselves injured on the job. It’s a benefit for the workers in the event they cannot continue to work due to a work-related injury. If they […]
Sinkhole vs. Catastrophic Ground Collapse Coverage, What’s the Difference
Just as Florida law requires insurers to offer flood insurance, carriers are required to offer catastrophic ground cover collapse but it may leave you footing the bill if you do not have sinkhole coverage. Confused? Many homeowners feel the same. The differences in sinkhole vs. catastrophic ground collapse coverage vary when you consider the definition […]
Most Common Florida Homeowners Insurance Discounts
Florida attracts regular visitors with its charm, beautiful beaches, and deep blue skies. Many of them end up purchasing a home and laying down roots here. However as many new homeowners find out: your home tends to be your biggest investment and could cost you more than you bargained for. Florida homeowners have the most […]
Why you should get a new auto insurance quote every 6 months?
Much like a rental unit, car insurance rates change daily, making it wise to obtain a new auto insurance quote every six months. Insurance protects drivers from financial burdens if they’re in an accident. Not only that but auto insurance is a requirement in the state of Florida. Since having coverage for your vehicle is […]
What is the Average Cost of Renters Insurance in Florida?
If you rent an apartment, townhome, or home, then having renters insurance is essential. It covers your property in the event of a catastrophe or theft. According to a study by the National Association of Insurance Commissioners, the average cost of renters insurance in Florida rose 0.5 percent in 2013, followed by a 1.1 percent […]