OUR BLOG

Is Mold Damage Covered by Homeowners Insurance?


Mold is a big problem wherever you have a humid climate, and since we Floridians are surrounded on all three sides by water, occasionally have massive amounts of rainfall, and even tidal flooding with regular high tides, we have the perfect climate for mold to take root. Insurance companies have paid out millions in settlements, […]

Tips to Keeping Your South Florida Home Cool This Summer


Although having a reliable, strong central AC is a basic utility in most Florida homes, there are plenty of things you can do to prevent heat from building and making your air conditioning less effective. Here are a few tips on how to keep your South Florida home as cool as possible this summer, helping […]

Flipped House Hazard: How Much of a Problem is Polybutylene Plumbing?


House flipping was popular before the last recession, and this year is approaching pre-recession highs. However, while that “completely remodeled” house might look terrific and hit all of your I-Wanna spots, there can be hidden hazards that a simple inspection might not cover or detect. We’ve talked previously about buyers needing to beware of certain […]

5 Things To Know Before Filing a Property Damage Claim


Sometimes things just don’t go your way. Nobody controls the weather, and likewise you have no way to control other people and their actions. So whether it’s the weather that’s out of control, that raging party that got out of hand at your neighbor’s house, or the car that has mysteriously parked itself in your […]

Home Insurance in Florida: Options Open Up


Owning and buying a home in Florida is changing for the better as we get into the new year. With the overall lack of severe tropical storms in the last few years—the Sun Sentinel reports that the state has gotten lucky with nine consecutive storm seasons rolling in and out with little more than some […]

Making the Right Call When It Comes to Canceling Your Flood Insurance


There’s no denying that flood insurance can be a heavy financial burden for those living here in Florida. However, does this mean that you should go ahead and cancel your plan in the hopes of saving a few bucks here and there? To find the right answer to this tricky question, let’s take a look […]

Understanding the Difference between a Sinkhole and Catastrophic Ground Collapse


As a homeowner, there’s plenty on your plate to worry about when it comes to natural disasters and environmental risks. However, chances are threats from below the surface aren’t too high up on your list currently. Unfortunately, this outlook could soon start shifting. As Christopher Balogh of The Atlantic points out, with sinkhole activity on […]

Avoiding Homeowners Insurance Fraud at the Hands of Your Contractor


Your home is a sanctuary. It’s where you go to get away from the stress of the outside world and spend time with those closest to you. Unfortunately, just because your home is a special place doesn’t mean that it is impervious to the threat of fraudulent activity. In fact, the Nebraska Department of Insurance’s […]