The Legislature is at it again. You have to hand it to them, when they decided to mess with a buzz saw, they get right in there. No-Fault insurance and PIP (personal injury protection) were hailed as a breakthrough way to simplify auto insurance and bring down drivers’ premiums. It actually did, for a little […]
What You Really Get With Cheap Car Insurance in Florida
You’ve seen the ads everywhere. Car insurance for $29.99 per month or even as low as $19.99 per month. This can look very attractive, especially if you’re short on cash. But what these low prices don’t tell you is the kind of coverage that you’re getting for your money. A very wise man once said, […]
Is Florida Personal Injury Protection About to Pop?
Once upon a time, an experiment with no-fault insurance promised to lower Florida drivers’ insurance rates. Back in 2012, it seemed that no-fault with PIP was the wave of the future, promising to bring relief to drivers hammered by rate increases. Since 2015 rates have gone up by over 25 percent after what had been […]
Insurance Checklist for 2017
The new year is coming around again, and just like changing the batteries in your smoke detectors, it’s time to review your insurance coverage to make sure that you are covered for any changes in your status, or just to shop around for better rates. Here’s a little checklist to keep you on track! Homeowner’s/ […]
Pokémon Go Causing New Insurance Issues
People driving and playing Pokémon Go at the same time may be subject to distracted driving laws that prohibit texting or talking on a device while operating a motor vehicle
Is there a Car Bubble?
Everyone has heard of real estate bubbles, stock market bubbles, commodity bubbles, but can there be such a thing as a car bubble? The economy is improving, and people are more secure about taking out loans and lines of credit. NBC reports that Americans are buying cars in high numbers after years of record low […]
OUCH! The Costs of Fixing Your Car are Getting Higher
As cars become more technologically advanced, repairing them after a collision is becoming a more expensive proposition. Repair claim costs have risen an average of 17 percent over the last ten years. Why? As cars become more technologically advanced, repair personnel need more training and continuing education in order to repair them. The equipment needed […]
The Truth about $19 Miami Auto Insurance
There have been a deluge of ads offering car owners and drivers cheap car insurance for as low as $19. Imagine that—paying as low as $19 for a required insurance would surely make anyone smile. However, there are skeptics who started to doubt the authenticity of such offer. According to some articles, there might not […]
The Importance of Using Insurance Claim Money to Repair the Reported Damages
The check from your insurance company just came in. Do you spend the cash or live with the dent? Here are a few pointers on why you should spend on the repairs instead of anything else: Decreased value of the car. The minute you get your hands on the check from your insurance company, eHow […]
PIP Fraud Claims Impacting Your Auto Insurance
Florida’s Personal Injury Protection for auto insurance was established to ensure shorter payment delays for injured drivers. For the last several years though, the Florida Office of Insurance Regulation has seen quite a phenomenal surge in PIP claims and PIP payments. The figures were highly suspicious since the numbers of road accidents involving drivers and […]