When it comes to insurance coverage, two big types of organizations dominate the industry – stock and mutual firms. However, if you’re not a market insider already, chances are a little insight is required in order to understand the comparison between these two types of companies. To help bring you up to speed, here’s everything […]
Making the Right Call When It Comes to Canceling Your Flood Insurance
There’s no denying that flood insurance can be a heavy financial burden for those living here in Florida. However, does this mean that you should go ahead and cancel your plan in the hopes of saving a few bucks here and there? To find the right answer to this tricky question, let’s take a look […]
Learning More About What Causes Your Auto Insurance Rates to Increase
Auto insurance is rarely a fun topic to bring up at the dinner table or with friends. However, unlike the latest blockbuster movie or your favorite book, this discussion often carries a significant amount of real-life implications – especially when the subject of rate increases enters the picture. To keep you informed and aware about […]
Understanding the Difference between a Sinkhole and Catastrophic Ground Collapse
As a homeowner, there’s plenty on your plate to worry about when it comes to natural disasters and environmental risks. However, chances are threats from below the surface aren’t too high up on your list currently. Unfortunately, this outlook could soon start shifting. As Christopher Balogh of The Atlantic points out, with sinkhole activity on […]
Understanding the Benefits of Working with an Independent Insurance Agent
Today’s marketplace is full of global movers and shakers. While there’s nothing wrong with this type of organization, sometimes it’s better to scale things down a bit and bring back the personal approach to doing business. This is especially true when it comes to navigating the tricky waters surrounding your various insurance policies. To help […]
The Truth About Having a PIP/PD Only Policy
While it might not be your favorite topic for a dinnertime family discussion, there are few things more important than what kind of auto insurance you have associated with your vehicles. If you’re on the fence when it comes to this assertion, all it takes is being involved in one accident to completely change your […]
Understanding What the Citizen’s Insurance Rate Decrease Means for You
Sometimes it feels like there’s not a whole lot of nice things to say about your property insurance policy, especially when you see the bill sitting in your mailbox. If this describes your outlook regarding Citizens Property Insurance, you might be humming a more upbeat tune soon. Taking effect in 2015 is a new rate […]
Avoiding Homeowners Insurance Fraud at the Hands of Your Contractor
Your home is a sanctuary. It’s where you go to get away from the stress of the outside world and spend time with those closest to you. Unfortunately, just because your home is a special place doesn’t mean that it is impervious to the threat of fraudulent activity. In fact, the Nebraska Department of Insurance’s […]
The Truth Behind Skipping out on Worker’s Compensation Insurance
The old saying, “you have to spend money to make money” takes on a whole new meaning when you’re the one in charge of a business. Whether you’re at the helm of a Fortune 500 operation, or you’re just starting up a local company, the expenses that come with this endeavor can be pretty overwhelming. […]
Do You Really Need Flood Insurance If You Don’t Live In a Flood Zone?
During tough economic times, everyone’s looking to save a few bucks here and there, especially when it comes to major expenses like insurance. However, skimping on coverage is a quick way to find yourself in a pretty precarious position when disaster strikes. Sure, it might not seem like you need flood insurance, especially if you […]