OUR BLOG

There’s a time and place for everything. Anything beyond that is a distraction. For drivers, though, distractions could mean danger on the road, possibly leading to harmful and fatal accidents. In a report from the Liberty Mutual Research Institute For Safety, statistics point to how in-vehicle distractions resulted to 3,328 deaths in 2012, and contributed […]

In the words of the Extreme Weather Survival Guide, when it comes to weather events, abnormal is now the new normal. For natural disasters the likes of tornadoes, floods, wildfires, hurricanes and droughts, the trend seems to point to two things: greater intensity and frequency. According to Thomas Kostigen, author of Extreme Weather Survival Guide, […]

Homes are important. Whether cozy or colossal, for many, owning a home is the pinnacle of a dream. Not all homes, however, are created equal. Some houses are designed so much stronger than others, and thus, are more resilient. The Resilient Design Institute defines resilience as “the capacity to bounce back after a disturbance or […]

Owning and buying a home in Florida is changing for the better as we get into the new year. With the overall lack of severe tropical storms in the last few years—the Sun Sentinel reports that the state has gotten lucky with nine consecutive storm seasons rolling in and out with little more than some […]

Are you a part of the transportation revolution? Ride sharing services like Uber and Lyft are changing the way people get from point A to point B, and they’re doing it well. However, this brings up an interesting conundrum: Uber and Lyft drivers aren’t commercially licensed, as these aren’t what you would consider a standard […]

If you live along the coast, anywhere from Maine to Texas, you’ve probably dealt with at least one hurricane before. The resulting damage can be anywhere from nonexistent to devastating; the sudden changes of pressure, the buffeting rain and the biting wind can do a number on any standing structure, and it’s no surprise that […]

Finding a seat in a full car just got a lot easier for children ages 5 and under, at least in Florida. According to WFLA.com, the Florida Department of Highway Safety and Motor Vehicles reported that close to 150 children were injured as a result of incorrect seating in 2014, an average of about a […]

Insuring a car isn’t always a just matter of picking a company and signing a policy. Believe it or not, the type of car that you drive can make a huge impact on your insurance costs—and not just because of age. The most costly cars to insure are often some of the newest and fastest, […]

Have you ever heard the phrase “you get what you pay for?” Well, when it comes to insurance that saying may just be flipped on its head. While getting cheap car insurance may seem more cost-effective, the fact that cheap policies offer extremely limited coverage can actually lead to higher overall costs in the long […]

In August of 2014, the National Council on Compensation Insurance (NCCI) commended a 2.5 percent decrease in worker’s compensation rates. Two months later, cutting close to a further one percent increase was seen as not only feasible, but justified. Claims Journal reported that this could save insurers more than $25 million per year in hospital […]