OUR BLOG

A well-maintained roof, in good condition, is one feature of a home that can really reel a buyer in. After all, the roof is the most important part of your home, and replacing a roof is an expensive proposition. But even if the roof is new and looks great, that’s not a guarantee that it’s […]

Welcome to South Florida! We have amazing weather, beautiful beaches, and you’re going to love it here! You may have just moved, or are thinking about it, but one of the first things on your agenda, even before you start looking for a home, is to find an insurance agent in the area. In Florida, […]

There are some concerns about buying an older home that should always be at the top of any homebuyers list, not only because of possible hazards but because they can actually stop you in your tracks when it comes to obtaining homeowners insurance. You might be looking at that original woodwork, the charming cupola, or […]

Worker’s compensation is a tricky subject for any location and any industry, but in Florida it can be particularly difficult. Statutes particular to this great state add a level of complexity when accounting for everything from your industry to the number of employees on your payroll. Defining “employee” can even be difficult for a new […]

Opening your own business is one of the most exciting, worrying, happiest, and busiest things you will ever do in your life. Striking out on your own is an experience akin to leaving home for the first time, and realizing that you own the show now, and have to perform. You’ve already covered your business […]

Q: I’m just getting ready to close on a great condo that’s everything I ever wanted. It’s in an awesome neighborhood and the beach is right there when I walk out on the balcony. There’s also a very puzzling requirement that my lender has for a unit on the 16th floor. If there’s a flood […]

Should I Stay or Should I Go? Citizens Takeouts and You. It started with something that looks like a dirty trick. As a writer for the Sun Sentinel reports, a new round of Citizens takeout notices went out last week to thousands of policyholders in Broward and Palm Beach counties. Here’s the thing, it’s from […]

Paying your insurance premiums ranks right up there with root canals, but just like dental work, you need insurance to keep your home and finances healthy. Take the time to review your insurance annually and learn how to get better coverage while paying out less money in premiums. There are a few tips and tricks […]

Insurance policies are written to indemnify the insured against damage or loss. They are not so that it ends up in a better position than they were prior to a loss. This is done to prevent incentives to having or creating losses that would end up costing the insurance company, and by extension other policyholders. […]

Independent insurance agents sell insurance policies from different insurance providers, rather than being captive agents to a single insurance company. We are not considered employees of a specific insurance company and do receive commissions for the policies that we sell. Captive agents are allowed only to sell the policies of the company that they work […]