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Credit Scores and Insurance Premiums: Fix One to Lower the Other


If you’re wondering why your insurance rates on your car and home are going up, it’s because your credit score may be going down. Your credit score determines a lot of things that happen in your life from obtaining a home loan, an apartment, being awarded credit, and even getting insurance. According to Wallethub.com Florida […]

Zika Prevention and Protection for Miami Residents


Florida and the mosquitos have a long and storied history, from yellow fever and malaria in colonial times to West Nile and now Zika. Mosquitos carry a variety of diseases and even parasites, and spread them by taking blood from one infected person, then biting another. Mosquito Borne Diseases: Zika virus West Nile virus Eastern […]

You Can Insure That?


We’ve covered a lot of insurance types on this blog. We’ve covered homeowner’s insurance, condo insurance, renters insurance, liability insurance, and workers compensation insurance. We’ve talked to you about insuring your car, your residence, your boat, and how to make your world a safer place. In this post were going to go in a slightly […]

Tesla’s Innovative Autopilot Advances the Insurance Industry


Innovation generally gets ahead of the regulators, legislatures, and industries designed to handle the risks of innovation. This has been a truism since Gutenberg debuted his press. At the moment, a reason for totality in a Tesla driving on autopilot is in the news. National Transportation Safety Board investigators say that the model last was […]

Play It Safe – What to Do When You Have a Pool


Having a pool can be one of the greatest things you can do for your home. It’s a family gathering place, a play area, and a great excuse for a party. Unfortunately it is also something that can increase your homeowners’ insurance payments. The CDC documents that around 10 people per day die from drowning, […]

Pokémon Go Causing New Insurance Issues


People driving and playing Pokémon Go at the same time may be subject to distracted driving laws that prohibit texting or talking on a device while operating a motor vehicle

Is there a Car Bubble?


Everyone has heard of real estate bubbles, stock market bubbles, commodity bubbles, but can there be such a thing as a car bubble? The economy is improving, and people are more secure about taking out loans and lines of credit. NBC reports that Americans are buying cars in high numbers after years of record low […]

OUCH! The Costs of Fixing Your Car are Getting Higher


As cars become more technologically advanced, repairing them after a collision is becoming a more expensive proposition. Repair claim costs have risen an average of 17 percent over the last ten years. Why? As cars become more technologically advanced, repair personnel need more training and continuing education in order to repair them. The equipment needed […]

Miami Condo Boards Ripping Off Consumers


Almost everyone in SoFlo has read the Miami Herald’s article about condominium boards thumbing their noses at the law by charging exorbitant fees. Just because people don’t know it’s illegal does not make it alright. Instead of charging the $100 fee per applicant – with married couples and parents with children being counted as one […]

Buyer Beware: 5 Things Sellers Try to Hide from Home Buyers


You’d be amazed at some of the things that sellers try to hide from buyers. Listening to a crowd of real estate agents gossiping over brunch is replete with tales to curl or straighten your hair. Some of the items can be less serious than others, such as claiming current-model year appliances in the kitchen […]