There are some concerns about buying an older home that should always be at the top of any homebuyers list, not only because of possible hazards but because they can actually stop you in your tracks when it comes to obtaining homeowners insurance. You might be looking at that original woodwork, the charming cupola, or […]
Abuse of the Law: How Corrupt Contractors Can Scam You With an Assignment of Benefits
It’s a natural instinct: have as little to do with paperwork as possible. This goes double for emergency situations, such as water damage, when you require work to be done fast and without hassle. Apart from honest craftsmen, there are contractors who are more interested in making a quick buck at your expense than helping […]
Florida’s PIP Insurance Fraud: What Does it Mean for the Good Guys?
Personal injury protection insurance (PIP) is important to anyone looking for full auto coverage; if you get in an accident, this policy is the best way that you can assure any medical bills you incur are covered by your insurance. According to CoverHound, PIP insurance promises maximum benefits regardless of fault; while designed primarily to […]
Protecting Gifts Under Wraps
This holiday season, you may have some pretty big gifts lined up for you loved ones—or you may be expecting to receive one or two yourself. Whether you have a 16-year-old banking on their first car, a retired parent promised an RV to let them travel the country, or you’re looking forward to a new […]
Coverage for Your Contents
Your “to-do” list just keeps growing this time of year. Problem is, some things – like protecting yourself – are easy to overlook. But the two quickest ways to ruin your family’s holiday cheer are burglary and accidental damage, often to the tune of hundreds, if not thousands, of dollars during the holiday season. Protect […]
Understanding How Working with a Single Agent Can Save You Money
There’s no easy way to sugar coat the situation: Sometimes staying covered with the right kind of insurance means forking over a hefty amount of money. However, are you paying extra on your premiums and payments for no other reason than you haven’t explored all your options? If this is the case, you’re missing out […]
Uncovering the Differences Between Stock and Mutual Insurance Companies
When it comes to insurance coverage, two big types of organizations dominate the industry – stock and mutual firms. However, if you’re not a market insider already, chances are a little insight is required in order to understand the comparison between these two types of companies. To help bring you up to speed, here’s everything […]
The Truth About Having a PIP/PD Only Policy
While it might not be your favorite topic for a dinnertime family discussion, there are few things more important than what kind of auto insurance you have associated with your vehicles. If you’re on the fence when it comes to this assertion, all it takes is being involved in one accident to completely change your […]
Understanding What the Citizen’s Insurance Rate Decrease Means for You
Sometimes it feels like there’s not a whole lot of nice things to say about your property insurance policy, especially when you see the bill sitting in your mailbox. If this describes your outlook regarding Citizens Property Insurance, you might be humming a more upbeat tune soon. Taking effect in 2015 is a new rate […]