OUR BLOG

OUCH! The Costs of Fixing Your Car are Getting Higher


As cars become more technologically advanced, repairing them after a collision is becoming a more expensive proposition. Repair claim costs have risen an average of 17 percent over the last ten years. Why? As cars become more technologically advanced, repair personnel need more training and continuing education in order to repair them. The equipment needed […]

Buyer Beware: 5 Things Sellers Try to Hide from Home Buyers


You’d be amazed at some of the things that sellers try to hide from buyers. Listening to a crowd of real estate agents gossiping over brunch is replete with tales to curl or straighten your hair. Some of the items can be less serious than others, such as claiming current-model year appliances in the kitchen […]

5 Obstacles to Homebuying for Millennials


The kvetching about Millennials continues, but not to worry – the Digitals are next, and GenX is holding the door for you. Your Boomer Uncle (Old Economy) Steve can still hold forth about the younger generations at Thanksgiving while your GenX mom rolls her eyes and your younger Digital cousins eye the exits. As successive […]

Buyer and Sellers Beware: Permits are Important!


Let’s start off with the law as it stands with regard to permits: 1 Required. Any owner, or contractor who desires to construct, enlarge, alter, repair, move, demolish, or change the occupancy of a building or structure, or to erect, install, enlarge, alter, repair, remove, convert or replace any electrical, gas, mechanical or plumbing system, […]

Buyer Beware: Does Your House Have a History?


You might not be aware of it, but you may be buying a house with a history. There are certain conditions that a seller is required to disclose before selling a house, and waving these disclosures is a very good way to get some very unpleasant surprises. Insurance companies have access to two databases that […]

Tips for Buying a Second Home in Florida


A lot of people would love to have a second home. A favorite vacation spot seems like a natural place to invest your time and money. You’re not alone in wanting to buy a home in your favorite holiday spot, 1.13 million vacation homes were sold in 2014, and made up 21 percent of total […]

Flood Damage vs. Water Damage: Why You Need a Flood Policy


When water damages your home, you typically don’t care where the water came from – you just want it fixed. Water damage whether it’s from a flood or other source left without remediation can lead to structural damage, mold, and rot. First, let’s define what conditions comprise a flood. The definition of a flood is […]

Assignment of Benefits in Florida is Out of Control


If the legislature in Tallahassee was a football player, they would be Jim Marshall – the defensive end for the Minnesota Vikings who in 1964 ran 66 yards the wrong way into his own end zone. The legislative session has adjourned with a complete failure to pass any solution to the out-of-control Assignment of Benefits […]

5 Lessons for New Businesses: Do It Right


Starting a new business is not easy on the bank account, and your first few years will be critical. According to Statistic Brain an average of 25 percent of startups will fail in their first year, and depending on the industry failure rates by year four can be anywhere from 37 percent to 56 percent. […]

Welcome to South Florida, It’s Time To Meet Your Insurance Agent


Welcome to South Florida! We have amazing weather, beautiful beaches, and you’re going to love it here! You may have just moved, or are thinking about it, but one of the first things on your agenda, even before you start looking for a home, is to find an insurance agent in the area. In Florida, […]