OUR BLOG

Flooding is not news to anyone who has lived in Miami for any length of time. Super moons, spring tides, storm tides, flooding from rainfall, and even just the odd high tide can push anywhere from a few inches to a foot or two of water into Miami streets and parking garages. Since 2006, the […]

You’ve seen the ads everywhere. Car insurance for $29.99 per month or even as low as $19.99 per month. This can look very attractive, especially if you’re short on cash. But what these low prices don’t tell you is the kind of coverage that you’re getting for your money. A very wise man once said, […]

2016 was the year that ridesharing broke out in a big way. In the gig economy Uber and Lyft broke the car barrier as well as the taxi barrier. A majority of respondents in the 16 to 24 age group and the 25 to 34 age group consider these ridesharing services as an alternative to […]

One of the first things that Florida homebuyers learn is that flood and windstorm insurance is a can’t-do-without part of being a Florida homeowner. The next thing they learn is that they might not be able to get a mortgage without it. They then call us and ask, “What is the cost of flood insurance […]

One of the most popular questions we get is about the legality of using a cell phone in your car to talk or text. On the question of using a cell phone to talk, in the State of Florida there are no limits while driving whether you are using a headset that feeds only into […]

Once upon a time, an experiment with no-fault insurance promised to lower Florida drivers’ insurance rates. Back in 2012, it seemed that no-fault with PIP was the wave of the future, promising to bring relief to drivers hammered by rate increases. Since 2015 rates have gone up by over 25 percent after what had been […]

Assignment of Benefits started out as a great idea that would allow homeowners to rapidly make repairs to their home by assigning the insurance payout to their contractor. Sounds awesome, right? A pipe breaks in the middle of the night and damages everything on the first floor, or smoke and water damage from a fire […]

If you had a drone under the Christmas tree, you were not alone, as these unmanned aircraft are a popular gift. But if you have been winging around without a care in the world, then we need to bring you down to Earth. There is one hard and fast fact that you need to be […]

When the most you can say about 2016 is that it was an alright year, it’s time to lighten up with a few tales of insurance mayhem. Here are just a few of the strangest occurrences that may have caused an insurance agent to reconsider their life, and look at their choices. 1. Man’s house […]

The new year is coming around again, and just like changing the batteries in your smoke detectors, it’s time to review your insurance coverage to make sure that you are covered for any changes in your status, or just to shop around for better rates. Here’s a little checklist to keep you on track! Homeowner’s/ […]