One of the most popular questions we get is about the legality of using a cell phone in your car to talk or text. On the question of using a cell phone to talk, in the State of Florida there are no limits while driving whether you are using a headset that feeds only into […]
Is Florida Personal Injury Protection About to Pop?
Once upon a time, an experiment with no-fault insurance promised to lower Florida drivers’ insurance rates. Back in 2012, it seemed that no-fault with PIP was the wave of the future, promising to bring relief to drivers hammered by rate increases. Since 2015 rates have gone up by over 25 percent after what had been […]
Reporting an Auto Insurance Claim Step By Step
Even if you have never had an accident, knowing how to report a claim can save you a lot of trouble and hassle. When to File a Claim If your car has been in an accident, whether or not there were injuries or other parties. If your car has been stolen. If your car has […]
Tech Moves Forward: How Will Insurance Catch Up?
The era of the automobile is coming to an end, and the era of the autonomous vehicle is just beginning. With what seems like breathtaking speed, vehicles have gone from being a sci-fi staple to being a tangible reality. With companies such as Tesla and Google at the top of the list to develop autonomous […]
Tesla’s Innovative Autopilot Advances the Insurance Industry
Innovation generally gets ahead of the regulators, legislatures, and industries designed to handle the risks of innovation. This has been a truism since Gutenberg debuted his press. At the moment, a reason for totality in a Tesla driving on autopilot is in the news. National Transportation Safety Board investigators say that the model last was […]
Pokémon Go Causing New Insurance Issues
People driving and playing Pokémon Go at the same time may be subject to distracted driving laws that prohibit texting or talking on a device while operating a motor vehicle
Is there a Car Bubble?
Everyone has heard of real estate bubbles, stock market bubbles, commodity bubbles, but can there be such a thing as a car bubble? The economy is improving, and people are more secure about taking out loans and lines of credit. NBC reports that Americans are buying cars in high numbers after years of record low […]
OUCH! The Costs of Fixing Your Car are Getting Higher
As cars become more technologically advanced, repairing them after a collision is becoming a more expensive proposition. Repair claim costs have risen an average of 17 percent over the last ten years. Why? As cars become more technologically advanced, repair personnel need more training and continuing education in order to repair them. The equipment needed […]
Are You Going My Way? Self-Driving Cars are Coming!
Lexus RX450h retrofitted by Google for its driverless car fleet. Image Credit: Driving_Google_Self-Driving_Car.jpg: Steve Jurvetson, derivative work: Mariordo Great news! Self-driving cars are going to be a real thing! Not so great news! You’re still going to need auto insurance. Don’t kick your coverage to the curb just yet; there are a lot of things that […]
It’s Not Just Gas: The Real Cost of Commuting
Remember how owning a car was so much more complicated and expensive than you thought at first? You thought about the payment, the gas, and the insurance you’d need, but not about depreciation, or the maintenance needed to keep it running. A lot of people underestimate the costs of commuting, too. It’s not just gas […]